Shonda Martin Archives - Folded Waffle https://foldedwaffle.com/tag/shonda-martin/ Thu, 16 Jan 2025 08:06:13 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://foldedwaffle.com/wp-content/uploads/2023/10/image-100x100.jpg Shonda Martin Archives - Folded Waffle https://foldedwaffle.com/tag/shonda-martin/ 32 32 218296617 Establishing Credit at a Young Age: Set Your Kids up Right https://foldedwaffle.com/establishing-credit-at-a-young-age-set-your-kids-up-right/ https://foldedwaffle.com/establishing-credit-at-a-young-age-set-your-kids-up-right/#respond Wed, 27 Nov 2024 15:23:04 +0000 https://foldedwaffle.com/establishing-credit-at-a-young-age-set-your-kids-up-right/ In this episode, Troy Millings speaks with credit expert Shonda Martin to discuss the crucial topic of establishing credit at a young age. Shonda stresses the importance of setting children up for financial success by adding them as authorized users on credit cards at 16 or 17 years old, ensuring they have an established credit […]

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]]> https://foldedwaffle.com/establishing-credit-at-a-young-age-set-your-kids-up-right/feed/ 0 57093 Understanding Your Credit Scores https://foldedwaffle.com/understanding-your-credit-scores/ https://foldedwaffle.com/understanding-your-credit-scores/#respond Sun, 27 Oct 2024 11:23:05 +0000 https://foldedwaffle.com/understanding-your-credit-scores/ In this segment, Shonda Martin breaks down the key differences between credit scores assigned by Transunion, Equifax, and Experian, and the industry standard FICO score. Learn why understanding these distinctions is crucial for making major financial decisions, such as purchasing a home or buying a car. Stay informed and empower yourself with the knowledge you […]

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]]> https://foldedwaffle.com/understanding-your-credit-scores/feed/ 0 55322 How to Master Your Credit https://foldedwaffle.com/how-to-master-your-credit/ https://foldedwaffle.com/how-to-master-your-credit/#respond Thu, 30 May 2024 13:23:03 +0000 https://foldedwaffle.com/how-to-master-your-credit/ In our latest episode, Shonda Martin shares her journey from realizing she had bad credit to becoming a certified credit educator. She breaks down the crucial factors that contribute to personal credit scores, provides insights into FICO certification, and explains the importance of credit age, payment history, and credit utilization. Watch as she shares invaluable […]

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]]> https://foldedwaffle.com/how-to-master-your-credit/feed/ 0 40268 Understanding Credit Card Utilization https://foldedwaffle.com/understanding-credit-card-utilization/ https://foldedwaffle.com/understanding-credit-card-utilization/#respond Sun, 26 May 2024 15:53:04 +0000 https://foldedwaffle.com/understanding-credit-card-utilization/ In this video, financial expert Shonda Martin explains the significance of understanding your credit card statement date and how it impacts your credit utilization. Learn why your statement date is crucial in managing your credit and gaining control over your credit card balances. #CreditCardUtilization #FinancialEducation #CreditScore #CreditTips #EYL source

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]]> https://foldedwaffle.com/understanding-credit-card-utilization/feed/ 0 39860 How to Repair Your Credit Score https://foldedwaffle.com/how-to-repair-your-credit-score/ https://foldedwaffle.com/how-to-repair-your-credit-score/#respond Tue, 26 Mar 2024 09:53:04 +0000 https://foldedwaffle.com/how-to-repair-your-credit-score/ In this episode, credit expert Shonda Martin breaks down the truth about credit scores. She shares her insight from years of experience, emphasizing that no credit report is irreparable and no credit score is too low to improve. Shonda debunks the myth that bad credit means a bleak financial future, instead urging viewers to focus […]

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]]> https://foldedwaffle.com/how-to-repair-your-credit-score/feed/ 0 31030 How Many Credit Cards Should You Have? https://foldedwaffle.com/how-many-credit-cards-should-you-have/ https://foldedwaffle.com/how-many-credit-cards-should-you-have/#respond Tue, 19 Mar 2024 11:53:04 +0000 https://foldedwaffle.com/how-many-credit-cards-should-you-have/ In this video, Shonda Martin shares her recommendations on the number of credit cards you should have and their purposes. Learn about the benefits of having an everyday credit card, an emergency credit card, and a card for personal spending. Find out which types of credit cards are best suited for different purposes and how […]

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]]> https://foldedwaffle.com/how-many-credit-cards-should-you-have/feed/ 0 30267 Credit Card Debt and Business Credit https://foldedwaffle.com/credit-card-debt-and-business-credit/ https://foldedwaffle.com/credit-card-debt-and-business-credit/#respond Wed, 28 Feb 2024 16:53:09 +0000 https://foldedwaffle.com/credit-card-debt-and-business-credit/ In this episode, hosts Rashad Bilal and Troy Millings sit down with credit expert Shonda Martin to discuss strategies for recovering from bad credit, negotiating credit card debt, and understanding business credit. Shonda provides valuable insights and practical tips for managing credit card debt and navigating the world of business credit. With credit card interest […]

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