Shonda Martin Archives - Folded Waffle Shonda Martin Archives - Folded Waffle

Establishing Credit at a Young Age: Set Your Kids up Right

In this episode, Troy Millings speaks with credit expert Shonda Martin to discuss the crucial topic of establishing credit at a young age. Shonda stresses the importance...

Understanding Your Credit Scores

In this segment, Shonda Martin breaks down the key differences between credit scores assigned by Transunion, Equifax, and Experian, and the industry standard FICO score....

How to Master Your Credit

In our latest episode, Shonda Martin shares her journey from realizing she had bad credit to becoming a certified credit educator. She breaks down the crucial factors...

Understanding Credit Card Utilization

In this video, financial expert Shonda Martin explains the significance of understanding your credit card statement date and how it impacts your credit utilization....

How to Repair Your Credit Score

In this episode, credit expert Shonda Martin breaks down the truth about credit scores. She shares her insight from years of experience, emphasizing that no credit...

How Many Credit Cards Should You Have?

In this video, Shonda Martin shares her recommendations on the number of credit cards you should have and their purposes. Learn about the benefits of having an everyday...

Credit Card Debt and Business Credit

In this episode, hosts Rashad Bilal and Troy Millings sit down with credit expert Shonda Martin to discuss strategies for recovering from bad credit, negotiating credit...