Establishing Credit at a Young Age: Set Your Kids up Right
O. KnightNov 27, 2024
In this episode, Troy Millings speaks with credit expert Shonda Martin to discuss the crucial topic of establishing credit at a young age. Shonda stresses the importance...
Understanding Your Credit Scores
O. KnightOct 27, 2024
In this segment, Shonda Martin breaks down the key differences between credit scores assigned by Transunion, Equifax, and Experian, and the industry standard FICO score....
How to Master Your Credit
O. KnightMay 30, 2024
In our latest episode, Shonda Martin shares her journey from realizing she had bad credit to becoming a certified credit educator. She breaks down the crucial factors...
Understanding Credit Card Utilization
O. KnightMay 26, 2024
In this video, financial expert Shonda Martin explains the significance of understanding your credit card statement date and how it impacts your credit utilization....
How to Repair Your Credit Score
O. KnightMar 26, 2024
In this episode, credit expert Shonda Martin breaks down the truth about credit scores. She shares her insight from years of experience, emphasizing that no credit...
How Many Credit Cards Should You Have?
O. KnightMar 19, 2024
In this video, Shonda Martin shares her recommendations on the number of credit cards you should have and their purposes. Learn about the benefits of having an everyday...
Credit Card Debt and Business Credit
O. KnightFeb 28, 2024
In this episode, hosts Rashad Bilal and Troy Millings sit down with credit expert Shonda Martin to discuss strategies for recovering from bad credit, negotiating credit...









